Terms of Use

These Terms of Use ("Terms") govern your access to and use of learnmedicare.org (the "Site"), operated in connection with Kayla Price, a licensed insurance agent (NPN 18530055), and Price Services Group LLC. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Educational Purpose Only

The Site is provided solely for general educational purposes about Medicare. Content on this Site — including lessons, articles, guides, calculators, and any other materials — is intended to help you understand Medicare concepts in plain language. Nothing on this Site constitutes a recommendation, endorsement, or solicitation to enroll in, disenroll from, or change any specific Medicare plan, product, or carrier. Coverage decisions should be made only after speaking with a licensed agent or reviewing official plan documents relevant to your individual circumstances.

2. Licensed Insurance Agent Disclosure

Kayla Price is a licensed insurance agent (NPN 18530055) authorized to discuss and sell Medicare-related insurance products in the states listed on this Site. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.Any personalized plan discussion that may follow your use of this Site's educational content will be conducted separately, by a licensed agent, and is not part of the educational content itself.

3. No Guarantee of Accuracy

Medicare rules, costs, and plan availability change frequently. While we strive to keep this Site accurate and current, we make no warranty, express or implied, that any information on the Site is complete, accurate, or up to date. Always confirm details with Medicare.gov, 1-800-MEDICARE, the Social Security Administration (ssa.gov), or a licensed agent before making a coverage decision.

4. Not Affiliated with the Federal Government

This Site is not connected with or endorsed by the United States government or the federal Medicare program. "Medicare" is a federal program; we provide independent educational content about it.

5. Use of the Site

You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You may not: (a) copy, reproduce, or redistribute Site content for commercial purposes without our written permission; (b) attempt to interfere with the Site's normal operation; or (c) submit false or misleading information through any form on the Site.

6. Intellectual Property

All content on the Site, including text, graphics, logos, and course materials, is owned by or licensed to Price Services Group LLC and is protected by applicable intellectual property laws. You may view and share Site content for personal, non-commercial, educational use only.

7. Third-Party Links

The Site may link to third-party websites, includingMedicare.gov,ssa.gov, and insurance carrier sites, for your convenience. We do not control and are not responsible for the content or practices of third-party sites.

8. Limitation of Liability

To the fullest extent permitted by law, Price Services Group LLC and Kayla Price shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of, or inability to use, the Site or its content, including any decisions made based on information found on the Site.

9. Communications Consent

By submitting a form on this Site, you consent to be contacted as described in our Privacy Policy, including by phone, text, and email, regarding Medicare education and related services.

10. Changes to These Terms

We may revise these Terms from time to time. The "Effective Date" above reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to its conflict of law principles.

12. Contact Us

Questions about these Terms may be directed to Kayla Price, licensed insurance agent (NPN 18530055), Price Services Group LLC, through the contact options listed on this Site.